DISCLAIMER

1.1 - A minority of IFA's do not charge commissions and consequently we may not be able to locate any. If no commissions are found on your policies, the Company will provide the full range of 'Custodian' services and will handle your account free of charge.

1.2 - The Company is unable to contact every policy provider on your behalf. It is your responsibility to inform the Company of all the policies which you hold.

1.3 - The Company will not consider you a client who requires financial advice and will not offer any form of financial advice unless you request such advice by informing us directly (see Terms and Conditions for more information).

1.4 - The calculator tool on the Company's website is for illustration purposes only and while it gives some idea of the possible rebate available to you, it does not reflect the actual sums that will be rebated to you.

1.5 - There may be a delay in processing any application due to anti-money laundering and identity checking procedures or slow responses from policy providers. We are not liable for any such delay should it occur.

1.6 - Monies rebated to you (if any) are paid gross. The Company is not liable for any tax charge which may arise (e.g. income tax) as a result of the rebates paid to you by the Company. You are advised to take the advice of an accountant.